how do yall usually handle down payments, like on cars and houses and such? those are the only times I’d really expect to use a check in my part of the US
this side of the world? typical cases: direct funds transfers, or sometimes direct debit (depending on the purchase financing structure and provider). and it’s pretty much a smooth transaction, optionally having to contact your bank of choice to request a temporary/once-off limit adjustment (fairly typical to have transaction value caps in place here for personal accounts)