my friend in Canada was trying to send me money and we ended up using a check. also my landlord from two apartments ago refused to take rent any other way. she was very old
cheques are definitely still a thing in canada (companies still use them for one-off payments and landlords still use them to collect rent) and you can now deposit them by taking a picture with your phone.
how do yall usually handle down payments, like on cars and houses and such? those are the only times I’d really expect to use a check in my part of the US
this side of the world? typical cases: direct funds transfers, or sometimes direct debit (depending on the purchase financing structure and provider). and it’s pretty much a smooth transaction, optionally having to contact your bank of choice to request a temporary/once-off limit adjustment (fairly typical to have transaction value caps in place here for personal accounts)