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-9 points
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For reference, in Belgium state mandated health care (RSZ) is about 40% of your income (1).

There is copay on things like glasses, hospitalization costs, … With additional (optional) insurance for those.

I feel like there’s a lot of misinformation spread around EU health insurance.

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6 points

Readers added the following context:

Untrue.

It’s 13%.

It covers both heath care and social care (old people’s homes and help for elderly or disabled).

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-4 points
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You’re referring to

The employee’s share of social security taxes is 13.07% of the total gross compensation, with no cap.

From source (1), I assume.

It’s true that the other 27% is taken from your wages by your employer, before it reaches you. But what’s the difference? Is it not still your take home pay that gets reduced by 40% for the purposes of health insurance?

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2 points

Tell me you don’t understand taxation without telling me you don’t understand taxation.

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2 points

It really sounds like you have no idea what the difference is between employee contributions and employer contributions.

Answer me this. If you get a company car for free, do you complain that your salary was reduced?

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4 points

Maybe I’m blind, but I don’t see any mention of healthcare costs on the source you gave.

Per the OECD website, per capita healthcare spending in the US is the worst amongst the entire OECD, and Belgium is comparable to France and Sweden. Not the best, but far from the worst (and not accounting for better healthcare outcomes).

I don’t have sources on hand, but the US in general rates the worst for healthcare outcomes too.

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4 points

that’s because they cite incorrect data.

“social security” is not health care fund; and 40% is employer and employee combined (employee only is ~ 13%) contribution. social security is pensions, survivor benefits, unemployment, sickness and maternity leave, etc.

employee share of contribution to public health insurance fund is (iirc) only 3.55%

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-1 points

employee share of contribution to public health insurance fund

If your employer takes part of your wages and pays, or you take part of your wages and pay. What’s the difference?

The “employee share” vs “employer share” makes no difference?

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