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8 points

Car insurance Health insurance Dental insurance

All insurance really

Also renewing license plates/licenses

Basically if you need to make a yearly or monthly payment to keep using something it’s a scam in my eyes.

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7 points

I can tell you’ve never needed insurance or some kind of licensing system.

This changes.

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2 points

Quite the contrary

I have all of these things. I just wish i didn’t need them in the first place. Not sure how my comment made you think that.

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0 points

So by saying you need them you are saying they’re not a scam

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1 point

I will say insurance companies can be very quick to fight you when it comes to giving out money. Keep at it and you’ll get something, but considering how long you can pay them month to month without using it, it’s obnoxious.

Except health insurance. Health insurance is a fucking racket, the medical industrial complex it ties into is a racket, and the United States would be a better place if it gutted this system

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-1 points

I don’t think you are using the same definition of scam

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2 points

Also renewing license plates/licenses. Basically if you need to make a yearly or monthly payment to keep using something it’s a scam in my eyes.

Not sure about where you live, but where I live, that money goes towards road upkeep. That money has to come from somewhere.

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1 point

Exactly; it’s a targeted tax.

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Car bad. Train good

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2 points

“Pay money into this big pool, and if you have an emergency then we miiiight pay you some back. We keep any extra btw”

It makes a lot more sense to me to just keep an emergency fund and a few close friends.

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2 points

The Ur-Scam.

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