Maryland House Democrats introduced a controversial gun safety bill requiring gun owners to forfeit their ability to wear or carry without firearm liability insurance.

Introduced by Del. Terri Hill, D-Howard County, the legislation would prohibit the “wear or carry” of a gun anywhere in the state unless the individual has obtained a liability insurance policy of at least $300,000.

"A person may not wear or carry a firearm unless the person has obtained and it covered by liability insurance issued by an insurer authorized to do business in the State under the Insurance Article to cover claims for property damage, bodily injury, or death arising from an accident resulting from the person’s use or storage of a firearm or up to $300,000 for damages arising from the same incident, in addition to interest and costs,” the proposed Maryland legislation reads.

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60 points

I’m not very opinionated on guns tbh, but I do think this only makes it more difficult for poor people. I’m not sure I agree with that.

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14 points

That’s the exact point of these bills. Don’t ever assume that safety is the priority of these bills. They don’t want the working poor to have rights.

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-10 points

They want to take the guns from poor people! When is this going to end? What about the right to bear arms that’s in the CoNSTituTioN?

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1 point

Then fucking come up with gun control that doesn’t focus on the poor.

The Left says “we should do this because it’s better for everyone”. The Right says “Yeah, but ONLY do it to the poor! Thank you”

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4 points

This is what happens when you start falling for right-wing ideas disguised as left-wing. The problem never was that constitution is allowing for people to hurt each other, the problem is that the working class is disproportionally hurt by shootings and now they will give even more power away from the poor and allow the rich kids to shoot at civil-rights protesters.

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1 point
*

IIRC, shooting someone in self-defense can still add up to about $500,000 in legal costs.

I’m not sure enforcing liability insurance makes it harder on poorer people as much as helps them potentially avoid insurmountable financial hardship should they ever need to use their CCW.

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1 point

I think you are the first person in this thread to understand that $300k is the policy amount, not the cost…

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3 points

@mob expressed himself wrong. It doesn’t really hurt the poor people directly, but it does transfer even more power to rich by allowing them to arm themselves and stopping anyone from working class to do so as well. It is ultimately a right-wing bill disguised as left-wing, as all laws end up being in the end.

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0 points

A $1 million umbrella policy is like $200/year.

Who can afford guns but not a $300k insurance policy to avoid going bankrupt if they have to use them?

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3 points

It probably makes it more difficult for MOST people. I don’t know what the stats are on people who want to carry a firearm in public are, income-wise… but I feel like that’s an impossible amount of money for most of them to spend on something like carrying a gun.

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-5 points

Impossible anount! How are they going to survive if they vantage carry a deadly weapons in public?

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3 points

Then why not ban everybody? Why do rich people always get an exception? Nobody here is saying banning guns is a bad idea, we are saying that it is exactly right wing point of view that only passes a law that affects the poor. Now the rich republicans that use the anger of rural working class for their own benefit, don’t have to be worried of that armed working class rebelling against them, when they fuck them over. Now they the rich can both keep the guns, get more power over poor and go and lie to rural working class that it is the left that took away their guns, and say nothing about how they were fine with it, because it doesn’t affect them.

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26 points

I’m not sure about this legislation either, really, but they’re not being asked to spend $300,000, just to be able to get an insurance policy for that amount.

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12 points

Yeah. I’m a goon who forgot how insurance works.

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-11 points

Oh no poor people not being allowed to carry their piece anymore if they cant afford insurance, how unjust. How are they going to survive?

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9 points

You’re Right. The Second Amendment is only a right for rich white people. Just like the 4th and 5th Amendments.

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-4 points

I know right, how are poor people going to put food on the table if they are not allowed to carry a weapon in public?

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1 point

Yeah, I am anti gun, but if I lived in America, I’d definitely have one

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2 points

That is cause the US is such a shithole, you need a gun to feel safe.

Just like any other developing nation with a gun problem.

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1 point

Exactly. My values aren’t going to matter when the reality hits of some bloke holding my family hostage. I would need to have the tools available to eliminate that scallywag immediately

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5 points

But it also makes sure you get paid something in case accidents, at least in theory.

It’s ridiculously easy to do 300k plus of accidental damages misusing a gun, but most people don’t have 300k to pay even if a court orders them to.

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2 points

Great, if my child is shot dead in school by some rich kid, at least I get 300k to pay for child funeral. /s

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1 point

I mean, it IS better than nothing. But I’m mostly referring to stupid accidents (poorly mantained gun exploding or dude playing with the safe and accidentally firing injuring someone) 300k is a whole lot better than 0

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