Employers demonstrated their infidelity to their staff by paying loyal workers, on average, 7% less than new hires — 20 years ago, salaries were largely the same between new and longtime employees.
You can’t have a serious conversation when you lie or embellish numbers.
I’ll cherry pick two things.
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Cell phones are less expensive monthly today than they were 15 years ago. You can get unlimited everything with some carriers for 30 a month. 15 years ago it was 59.99 for 1200 minutes, free nights and weekends, and 2000 texts. Internet was another 20 a month.
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A car with 30k miles isn’t 550 a month right now. I have a 45k car and part just over 600 a month. I bohlught brand new, and spend way more than u needed cause I’m lucky.
You can buy a used car with 30k miles for under 20k if you want. Maybe not a BMW suv, but there’s not what we are talking about here.
Inflation is up. Wages are lagging. But let’s not lie about shit to make a point.
Facetious argument. Try asking what I included in my estimates.
Look up a basic midrange plan on a major carrier plus data, $45 with taxes & a cost average for $500 phone across 3 years ($13.88). Comes to around $60.
As for the car, without asking what type of vehicle I was pricing out and the loan terms you have no clue. Think midrange with 700 credit score (recent college grad without any credit history to speak of). I was at 11.5% interest, on my first vehicle and a 8.5K loan over 5 years = $186.75 payment. Average price of a midrange low mileage vehicle today of the same quality is around $27K (looking to buy one for my teenager). With an 8.5% interest rate 5 year loan that comes to… $553.95 per month…
Your 45K car for around 600 indicates your loan is around 41K and you decided to take a longer than 60 month terms. Likely an 84 month term ($613.80/month) at 6.75% interest for 790+ credit. Which was not even offered 20+ years ago because it’s a stupid thing to do. A 41K loan at 60 months would be $841.18 at 8.5% interest rate FYI.
Lol, ok bud. I can tell you’re not interested in a good faith conversation.
Got nothin huh… What a lame attempt to save face using an ad hominem attack.
Yawn… Boring.