It’s actually something good to invest in. My wife’s grandmother did it in like the 80s, and all the family had to do was pick out sandwiches for the wake.
My dad really wasnt much of a dad, when my grandmother died and he got left a little money we had a pretty frank conversation “I never expected you to leave me a cent, because I never expected you to have one. So do me a favor, prepay your funeral with some of this money then piss the rest up the wall for all I care. Just dont stick me with a bill when you go.”
Can you not just ‘leave it to his estate’? Are the next of kin legally responsible for that?
Well… I AM the next of kin. Its not like I hate the man, he was just a pretty shitty dad. He has friends and family who would want a funeral to attend. I can legally speaking say “Not my problem” and the government will give him a free cremation and return the ashes to me or my sister but thats it.
Me getting him to prepay it wasnt just a smart investment for me, it also meant that he couldnt kick the bucket at the worst possible time and put me in a position where I had to chose between looking after the best interests of my family and keeping the mortgage paid OR giving him a decent send off. Because honestly, in that spot he would lose.
Selfishly I do hope he doesnt manage to spend it all, but knowing its paid is just something I know I dont need to worry about.b
