So basically they only insure against a stranger damaging it, and fire.
Hrm, this list seems a lot shorter than the one in the OP. It’d sure be nicer if they had just said your version…
It’s a contract. You can be sure they’re going to list just about everything.
What, precisely, do they cover?
I was once given complimentary wheel and tire insurance which didn’t cover against accidental damage, wear and tear, road debris or malicious damage by another person. The only thing I could think it covered is if I slashed my own tires and also could prove it was me doing it
all risks
just kidding, fuck you!
i like how nukes and war is 5-7 and then alllllll the way down they’re like, “oh also no water damage and no normal wear and tear.”