stevehobbes
It is controlled and monetizable by the telcos. It isn’t better. And it’s barely standardized. Google sells a service to telcos to implement RCS that doesn’t really work well with anyone else’s RCS, or didn’t.
Go look at the amount of threads with people saying “my RCS message from my Samsung didn’t get to my friend on T-Mobile with a pixel”.
This is not the future anyone deserves.
Nah, there’s something else that’s triggering it. Average length of credit matters a lot, so if you cancel cards and get new ones frequently that would do it.
Long term debt for sure is good, carrying balances on cards is never rewarded.
The reason they’re OK extending credit when you have debt is because they can see you are managing it. Mortgage or auto loans (asset backed) aren’t bad. Don’t carry balances on cards ever if you can avoid it.
As another poster said, there’s probably no functional difference for you between 750 and 830.
They’re both fucking awful. The everything-is-hustle angle is garbage.
I don’t want people trying to figure out the optimal ratio of low but not too low effort posts to get paid turning everyone into a shill. Chasing karma was bad enough. People chasing money will be worse and less valuable.
Just like Twitter, when everyone is monetizing their posts everything will go to shit.