Huh. To be honest, I wouldn’t know what to use it for. Most shops here don’t accept them, and if someone paid me with one, I’d probably have to contact my bank, since they don’t have any automated facilities for cashing them.
They just seem like an artifact from a bygone era.
my friend in Canada was trying to send me money and we ended up using a check. also my landlord from two apartments ago refused to take rent any other way. she was very old
cheques are definitely still a thing in canada (companies still use them for one-off payments and landlords still use them to collect rent) and you can now deposit them by taking a picture with your phone.
how do yall usually handle down payments, like on cars and houses and such? those are the only times I’d really expect to use a check in my part of the US
this side of the world? typical cases: direct funds transfers, or sometimes direct debit (depending on the purchase financing structure and provider). and it’s pretty much a smooth transaction, optionally having to contact your bank of choice to request a temporary/once-off limit adjustment (fairly typical to have transaction value caps in place here for personal accounts)
